John McCray Goldsmith

Managing Director, Wells Fargo Investment Portfolio

San Francisco, CA

John McCray-Goldsmith is a Managing Director at Wells Fargo, where he serves as a portfolio manager on the team managing the bank’s $40 billion municipal bond portfolio. As an institutional investor of the bank’s capital reserve under its chief investment officer, he is responsible for continuous portfolio optimization through the lenses of credit quality, return, liquidity, duration, corporate accounting treatment, tax impacts, risk management, internal audit, and compliance with federal regulatory requirements. Prior to this, John served as a public infrastructure investment banker at Lehman Brothers and Barclays.

His work supports Wells Fargo’s ESG and climate investment commitments, with a particular focus on building a portfolio of affordable housing and community development investments addressing the bank’s obligations under the Community Reinvestment Act (CRA). He represents the investment portfolio on the bank's CRA policy reform working group, which provided stakeholder comment to the federal agencies leading the reform process and is organizing the bank's compliance with the revised rules.

John was a Presbyterian Mission Associate from 1988 to 1995, working with Habitat for Humanity International in Bluefields, Nicaragua, and Kingston, Jamaica. He has served The Episcopal Church on the Endowment Investment Advisory Committee for the Church Divinity School of the Pacific and as a board member for the College for Bishops. A fluent Spanish speaker, he is a parishioner and church musician at the Nuestra Señora de Guadalupe congregation in the Diocese of El Camino Real, where his spouse of 35 years, the Very Rev. Julia McCray-Goldsmith, serves as Dean of Trinity Cathedral.

He was elected to his first term on The Church Pension Fund Board of Trustees in 2022.

He received an MBA and a Master of City and Regional Planning degree from the University of California at Berkeley and a BA in Government from Cornell University.